Your journey starts with us.

We’ve helped thousands of homeowners save their homes from foreclosure with an approved lower affordable payment.

Free Consultation

Work in depth with a caring home retention specialist and find out all the answers you’ve been looking for.

Mortgage Assistance

There are many mortgage assistance programs out there. You may qualify to reduce your mortgage payments and get a more affordable monthly payment!

Reduce Your Interest Rate

Are you stuck with a bad loan or high interest rate? Many programs could lower and lock your interest rate down at historic lows. Take advantage of programs that will assist you in the long run.

Work with trustworthy professionals

At Specialized Housing Counselors, we pride ourselves on being honest, respectful and straightforward. We strive to provide people in distress with help and assistance in any way we can. We are confident in our abilities and can guide you in the right direction.

Contact us today to get involved with one of our counselors who will help you understand what different options you have, create a plan that will benefit your individual situation, and work with you to gather the necessary information needed to move forward.

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Check if you qualify today

Contact us to determine if any of the following are possible:
  • • A lower mortgage payment
  • • A decreased interest rate
  • • An opportunity to waive late payments
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Solutions that meet your needs

Here’s an overview of possible options to help you stay in your home and avoid foreclosure. Click any to learn more.

Results that provide peace of mind

With over 15+ years of experience helping homeowners qualify for mortgage assistance programs, we have unparalleled results that speak for themselves.

Client 1
Client 1

$338.62Monthly Savings

$43,051.94Projected 5-Year Savings


Client 2
Client 2

$563.90Monthly Savings

$69,318.59Projected 5-Year Savings


Client 3
Client 3

$864.62Monthly Savings

$97,762.22Projected 5-Year Savings


Client 4
Client 4

$726.78Monthly Savings

$57,013.44Projected 5-Year Savings


Why choose us?

Experience

With over 15+ years of experience qualifying homeowners, you can rest assured that we will do everything to assist you in receiving the best possible outcome available to you.

Excellent Services

Our home retention specialist will work on your side to provide you with the best possible advice and plan for the situation you are in.

Testimonials

Don’t take our word for it! Take a look at some of our clients’ testimonials below and learn more.




Yamilette W



Our family is super thankful to this company! This was a long and stressful process but with their experience and knowledge our modification has finally approved. The professionals I have worked with were so compassionate. We didn’t feel judged or embarrassed by our situation working with them. They informed us weekly on the status of our file from beginning to end of the process. Amazing service. A special thanks to Deon, Deanna and Alaini. We can now sleep well at night with one less worry. Thank you thank you thank you!!

Donna W



Alani and her team are amazing!!!! I can’t Thank them enough. Connor is thorough, efficient and very effective. The process in my eyes was going to take forever, but in a few short months they saved my home with a better payment option. They keep you informed through the whole process and is always willing to answer any and all of your questions.

Alex T



This company is amazing! I want to express my deep gratifications and extend recognition to Mr. Jeff D******!! He has been alongside my journey and assisted me with everything including time lines and deadlines. I admit I was skeptical at first, but he ensured me to keep a positive attitude and keep moving forward. I commend him and the team for processing my file, and expediting the best work needed to get user end modification a success!! Thank you for assisting me through challenging times! I strongly recommend this company to assist you in loan modification.

Lizette P



I worked directly with Katy and Globe. She made the entire scary and unsure process very reassuring. She answered every call and email in a timely manner. And when I was afraid and unsure she reassured me that all will be ok. Katy is extremely professional and knowledgeable. And I just want to say Thank You and I appreciate all you have done for me and my family!

Marie D



If your in trouble and facing foreclosure I would highly recommend contacting them for your mortgage assistance. The team me and my family worked with are great diligent and friendly. I worked with Sasha and Brenda and when I tell you they kept our worries at ease that’s exactly what they did. If Brenda wasn’t available to answer my worrisome questions Sasha was. They give an update on your file every 7 days. When your asked to submit documents please do so in a timely manner as this is a whole process. This is NOT a scam as we were very skeptical at first but we had no choice so we took a chance and we were not disappointed. Blessings to the whole team. We are extremely thankful.

Miranda R



I received a letter from my mortgage company that my home was on the verge of foreclosure. The reason be, I had lost my job and was unable to find one with such great pay. I took what I could get, my payments fell behind more and more and I had to do something about it. I was told that they could help, and indeed they did! From the beginning the people I worked with John Sr. case manager, Deanna Martin Sr. Underwriter and the majority of the time Katy Sr. Processor. Absolutely knew what they were doing and have helped me keep my home! I definitely recommend!

Edith W



I am very please with the services that were provided in helping me with my loan modification. Everyone on the team was very knowledgeable and helpful. Every week I received an update on the status of my loan modification and I am very thankful for that. I just want to extend my appreciation and gratitude to the entire team. Ms. Martin was awesome throughout the process and led me all the way through with no problem. I would like to give a special thanks to Sasha!!! She is a great asset to your company with a very big heart!!!! Thanks so much for your help!!!

Rita E



I was skeptical during the whole process because I was so far behind on payments and was denied a modification when I applied myself. However, they did it and were patient, communicative and confident every step of the way. They were able to lower my interest rate and payment. I'm so thankful that I reached out to them because they're the real deal and I couldn't have done it without them. Thanks Melissa and the whole team!




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