Loan Modification is a process whereby a homeowner’s mortgage is modified and both lender and homeowner are bound by the new terms. The most common modifications are lowering the interest rate and extending the term to up to 40 years. A loan modification can be defined as a permanent change in the terms of a borrower’s loan. It facilitates the loan to be reinstated and allows the borrower to pay the lender an amount which is affordable by him. Loan modification becomes necessary when the borrower is unable to repay the current loan because of his financial problems. Our loan modification services are geared at helping you to avoid a foreclosure. Our aim is to provide you with a suitable loan modification with simplified terms and repayment options which you can pay off very easily. Loan modification services have helped clients to retain their properties and reduce their monthly mortgage payments. Moreover, it has helped them to reduce their principal loan amounts and interest rates to a great extent.